Langevin: Health Insurance Reform Passes House

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November 7, 2009 -- WARWICK, RI - Congressman Jim Langevin today proudly cast his vote for the Affordable Health Care for America Act. This legislation combined the work of three House Committees into one bill and is the result of many months of hearings and public debate. It is estimated to ultimately provide health insurance coverage to 96 percent of all Americans, in addition to instituting reforms that will improve the quality and reduce the cost of care for all citizens.

“Since coming to Congress in 2001, I have tirelessly advocated for fundamental changes to address our nation’s health care crisis,” said Langevin. “With the passage of this landmark legislation we will finally begin to institute the fiscally sound, systemic health insurance reforms that are so critical to easing the burdens on Rhode Island’s families and rebuilding our economy. This is a solution that puts patients first, while reducing ballooning health care costs for families and businesses.”

Among the measure’s key elements are:
• A $109 billion deficit reduction over the first 10 years
• A health insurance exchange that ensures competition and transparency and provides choice
• A public health insurance option operating within the exchange for individuals under 65 who cannot obtain insurance through their employer
• An end to health insurance companies’ blanket exemption from anti-trust laws
• An extension of coverage for young people up to age 27 under their parents’ plans
• The creation of a new, voluntary, public long-term care insurance program
• Closure of the Medicare Part D “donut hole”
• Allowing the government to negotiate drug prices for Medicare beneficiaries
• Critical investments in strengthening the health care workforce
• A ban on lifetime coverage limits. Lifetime coverage caps are a leading cause of personal bankruptcy.
• A medical loss ratio requiring a minimum of 85 percent of premiums go to health care and only 15 percent to administration and profits

This bill will also end denials for pre-existing conditions like heart disease, cancer or diabetes and promotes wellness by expanding access to preventive care.

“We are closer than we have been in decades to addressing the growing health care crisis and making our health system work more effectively for all Americans,” continued Langevin. “I look forward to working with our Senate colleagues on a final bill that puts doctors and patients back in charge of care and makes quality, reliable and affordable coverage a reality for everyone.”

Source: Congressman Jim Langevin